Your IOB Digital Savings Account is just an OTP away.

Enjoy a seamless, hassle-free journey - Open your account instantly and get started in no time!

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Why Choose Our SB Account?

Experience the unmatched benefits of banking with us!

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Open Instantly, Bank Effortlessly

No branch visits, no paperwork – open your IOB Insta Savings Account instantly with Aadhaar OTP!

Digital Convenience at Its Best

Transact seamlessly with UPI, NEFT, RTGS, and enjoy 24/7 mobile & internet banking access!

Secure & Hassle-Free Banking

Stay worry-free with secure digital transactions, free e-statements, and instant account access!

Complete KYC, Enjoy Full Benefits

Upgrade your account within a year through face-to-face KYC at your convenience, and enjoy a fully loaded bank account with all the features.
Open Instant Digital Savings Account Now!
Grab your Account Number in just 3 easy steps.
Identify yourself with PAN and Aadhaar to start this exciting journey
Provide us with little more information to allow us serve you better
Sign off using Aadhaar OTP to get your account number instantly
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IOB Insta Savings Account – Key Features

Fast, Secure, and Digital – Discover the benefits of opening an IOB Insta Savings Account today!

Eligibility

✔️ For resident individuals (18+ years) looking for a quick Aadhaar OTP-based eKYC process.

Balance Limit

💸 Maximum balance of ₹1,00,000 at any time.

Yearly Credit Summation Limit

💳 Up to ₹2,00,000 can be credited annually.

KYC Completion

⏳ Visit our branch at your convenience to complete Full KYC within 1 year and unlock more exciting features.

Transaction Mode

💻 Digital transactions only – Quick and easy payments. Once KYC is complete, you can access cheque books.

Debit Card

💳 Get a Rupay Classic/Platinum debit card once your account is funded.

Minimum Balance Requirement

💵 ₹500 minimum balance to be maintained.

Internet & Mobile Banking

📱 Enjoy 24/7 internet & mobile banking for all your digital banking needs.

Fee & Charges

💰 As applicable to regular SB Accounts – No hidden fees, clear and transparent.

Transaction Limits

🔒 Transaction limit cap at ₹49,999/- per transaction.

NEFT/RTGS/UPI Facility

🔗 Access NEFT/RTGS/UPI for easy payments, with applicable charges.

Statement & Alerts

📧 Get free e-statements & email alerts – Stay updated on your account activities!

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Name it like you Want it!

No need to remember 15 digit A/c number

  • Banking That's Truly Yours: Your Name, Your Account, Your Signature Touch.
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